It is no secret that putting down a sizeable deposit on your first home will make a huge difference to your chances of approval as well as the monthly instalment on your home loan and the total amount you owe.The average purchase price for first-time homebuyers in Q3 this year is R1,116,672, according to ooba Home Loans, and if you take out a 100 percent bond, you will pay R12,101 a month; but if you put...